Find the Lowest Rates
on Credit Card Processing Loans

Simply Banc provides Credit Card Processing loans to help business stay current with business payroll as well as other business expenses.

Key Benefits
  • As a small business, it’s easy to qualify.
  • The amount of the loan is based on your monthly credit card sales.
  • Relies on your business’s performance rather than your credit rating.

Funding Capacity

Up to $500,000


10 to 25 Years

Payment Schedule



4-6 Weeks

credit card processing
loan FAQ

What is a Credit Card Processing loan?
A credit card processing loan is the sale of a retail merchant’s credit card processing deposits or transactions in return for upfront financing. A credit card advance lender will analyze a company or merchant’s credit card processing statements, and then provide a funding amount the lender feels comfortable with.
What can I use a Credit Card Processing loan for?
Business owners use these loans for many things including purchasing inventory, paying rent and other business expenses, advertising, renovations, and repairs and business emergencies.
What do I need to qualify for a Credit Card Processing loan?
Generally, you must have been in business for at least six months, have at least $10,000 in sales monthly, and have less than three chargebacks per month.
What are the benefits of a Credit Card Processing loan?
Unsecured funding, no collateral needed. Your financing is based on the business’s performance so bad credit is ok.

Speak with our Business Funding Experts.

We pride ourselves on our ability to educate business owners about the available opportunities that can help their business grow.