Find the Lowest Rates
on Small Business Loans

Simply Banc provides Small Business loans to help small business owners grow their enterprise with no collateral, flexible repayment and minimal paperwork.

Key Benefits
  • Convenient and easy to access.
  • Reasonable interest rates.
  • Perfect for businesses looking to expand or for other business needs.

Funding Capacity

Up to $500,000


10 to 25 Years

Payment Schedule



4-6 Weeks

Small business loan FAQ

How does a Small Business loan work?
If you take out a small business term loan, you’ll get a lump sum of capital that you’ll pay back at a fixed interest rate with regular repayment terms. In most cases, these types of loans are repaid in five years and used to fund a specific investment for a small business.
What are common uses of a Small Business loan?
The average business takes out business loans for any reason under the sun, most frequently for an increase in cash flow. Owners take out these business loans as alternative fund in order to keep their businesses running smoothly and more importantly, growing. What you use the business loan is totally up to you.
What is a good credit score to get approved for a Small Business loan?
Business loan providers generally consider a credit score that falls somewhere between 640 and 700 to be good—but not excellent. Generally speaking, a sub-700 personal credit score will make it more difficult to qualify for bank funding.
Do I qualify for a Small Business loan?
Lenders often require a minimum annual revenue of $50,000 to $150,000 for approval. If you’ve been in business for less than a year and are applying for a startup loan, monthly revenue requirements are typically $10,000 or more. Lenders typically like to see at least two years of your business’s bank statements.

Speak with our Business Funding Experts.

We pride ourselves on our ability to educate business owners about the available opportunities that can help their business grow.